Fill in this information to identify your case:
United States Bankruptcy Court for the:
__________ District of __________
Case number (If known): _________________________ Chapter you are filing under:
q Chapter 7
q Chapter 11
q Chapter 12
q Chapter 13
q
Check if this is an
amended filing
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy
12/15
The bankruptcy forms use you and Debtor 1 to refer to a debtor filing alone. A married couple may file a bankruptcy case together?called a
joint case?and in joint cases, these forms use you to ask for information from both debtors. For example, if a form asks, ?Do you own a car,?
the answer would be yes if either debtor owns a car. When information is needed about the spouses separately, the form uses Debtor 1 and
Debtor 2 to distinguish between them. In joint cases, one of the spouses must report information as Debtor 1 and the other as Debtor 2. The
same person must be Debtor 1 in all of the forms.
Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct
information. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number
(if known). Answer every question.
Part 1: Identify Yourself
About Debtor 1:
About Debtor 2 (Spouse Only in a Joint Case):
1. Your full name
Write the name that is on your
government-issued picture
__________________________________________________
__________________________________________________
First name
First name
identification (for example,
your driver?s license or
__________________________________________________
__________________________________________________
passport).
Middle name
Middle name
Bring your picture
__________________________________________________
__________________________________________________
identification to your meeting
Last name
Last name
with the trustee.
___________________________
___________________________
Suffix (Sr., Jr., II, III)
Suffix (Sr., Jr., II, III)
2. All other names you
__________________________________________________
__________________________________________________
have used in the last 8
First name
First name
years
__________________________________________________
__________________________________________________
Include your married or
Middle name
Middle name
maiden names.
__________________________________________________
__________________________________________________
Last name
Last name
__________________________________________________
__________________________________________________
First name
First name
__________________________________________________
__________________________________________________
Middle name
Middle name
__________________________________________________
__________________________________________________
Last name
Last name
3. Only the last 4 digits of
xxx
- xx - ____ ____ ____ ____
xxx
- xx - ____ ____ ____ ____
your Social Security
number or federal
OR
OR
Individual Taxpayer
9 xx - xx
- ____ ____ ____ ____
9 xx - xx
- ____ ____ ____ ____
Identification number
(ITIN)
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy
page 1
Debtor 1
_______________________________________________________
Case number (if known)_____________________________________
First Name
Middle Name
Last Name
About Debtor 1:
About Debtor 2 (Spouse Only in a Joint Case):
4. Any business names
and Employer
q I have not used any business names or EINs.
q I have not used any business names or EINs.
Identification Numbers
(EIN) you have used in
_________________________________________________
_________________________________________________
the last 8 years
Business name
Business name
Include trade names and
_________________________________________________
_________________________________________________
doing business as names
Business name
Business name
___ ___
- ___ ___ ___ ___ ___ ___ ___
___ ___
- ___ ___ ___ ___ ___ ___ ___
EIN
EIN
___ ___
- ___ ___ ___ ___ ___ ___ ___
___ ___
- ___ ___ ___ ___ ___ ___ ___
EIN
EIN
5. Where you live
If Debtor 2 lives at a different address:
_________________________________________________
_________________________________________________
Number
Street
Number
Street
_________________________________________________
_________________________________________________
_________________________________________________
_________________________________________________
City
State
ZIP Code
City
State
ZIP Code
_________________________________________________
_________________________________________________
County
County
If your mailing address is different from the one
If Debtor 2?s mailing address is different from
above, fill it in here. Note that the court will send
yours, fill it in here. Note that the court will send
any notices to you at this mailing address.
any notices to this mailing address.
_________________________________________________
_________________________________________________
Number
Street
Number
Street
_________________________________________________
_________________________________________________
P.O. Box
P.O. Box
_________________________________________________
_________________________________________________
City
State
ZIP Code
City
State
ZIP Code
6. Why you are choosing
Check one:
Check one:
this district to file for
q Over the last 180 days before filing this petition,
q Over the last 180 days before filing this petition,
bankruptcy
I have lived in this district longer than in any
I have lived in this district longer than in any
other district.
other district.
q I have another reason. Explain.
q I have another reason. Explain.
(See 28 U.S.C. ? 1408.)
(See 28 U.S.C. ? 1408.)
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy
page 2
Debtor 1
_______________________________________________________
Case number (if known)_____________________________________
First Name
Middle Name
Last Name
Part 2: Tell the Court About Your Bankruptcy Case
7.
The chapter of the
Check one. (For a brief description of each, see Notice Required by 11 U.S.C. ? 342(b) for Individuals Filing
Bankruptcy Code you
for Bankruptcy (Form 2010)). Also, go to the top of page 1 and check the appropriate box.
are choosing to file
q Chapter 7
under
q Chapter 11
q Chapter 12
q Chapter 13
8.
How you will pay the fee
q I will pay the entire fee when I file my petition. Please check with the clerk?s office in your
local court for more details about how you may pay. Typically, if you are paying the fee
yourself, you may pay with cash, cashier?s check, or money order. If your attorney is
submitting your payment on your behalf, your attorney may pay with a credit card or check
with a pre-printed address.
q I need to pay the fee in installments. If you choose this option, sign and attach the
Application for Individuals to Pay The Filing Fee in Installments (Official Form 103A).
q I request that my fee be waived (You may request this option only if you are filing for Chapter 7.
By law, a judge may, but is not required to, waive your fee, and may do so only if your income is
less than 150% of the official poverty line that applies to your family size and you are unable to
pay the fee in installments). If you choose this option, you must fill out the Application to Have the
Chapter 7 Filing Fee Waived (Official Form 103B) and file it with your petition.
9.
Have you filed for
q No
bankruptcy within the
last 8 years?
q Yes. District
__________________________ When
_______________ Case number ___________________________
MM / DD / YYYY
District
__________________________ When
_______________ Case number ___________________________
MM / DD / YYYY
District
__________________________ When
_______________ Case number ___________________________
MM / DD / YYYY
10. Are any bankruptcy
q No
cases pending or being
q Yes. Debtor
_________________________________________________ Relationship to you
_____________________
filed by a spouse who is
not filing this case with
District
__________________________ When
_______________ Case number, if known____________________
you, or by a business
MM / DD / YYYY
partner, or by an
affiliate?
Debtor
_________________________________________________ Relationship to you
_____________________
District
__________________________ When
_______________ Case number, if known____________________
MM / DD / YYYY
11. Do you rent your
q No. Go to line 12.
residence?
q Yes. Has your landlord obtained an eviction judgment against you and do you want to stay in your
residence?
q No. Go to line 12.
q Yes. Fill out Initial Statement About an Eviction Judgment Against You (Form 101A) and file it with
this bankruptcy petition.
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy
page 3
Debtor 1
_______________________________________________________
Case number (if known)_____________________________________
First Name
Middle Name
Last Name
Part 3: Report About Any Businesses You Own as a Sole Proprietor
12. Are you a sole proprietor
q No. Go to Part 4.
of any full- or part-time
business?
q Yes. Name and location of business
A sole proprietorship is a
_______________________________________________________________________________________
business you operate as an
Name of business, if any
individual, and is not a
separate legal entity such as
a corporation, partnership, or
_______________________________________________________________________________________
Number
Street
LLC.
If you have more than one
_______________________________________________________________________________________
sole proprietorship, use a
separate sheet and attach it
_______________________________________________
_______
__________________________
to this petition.
City
State
ZIP Code
Check the appropriate box to describe your business:
q Health Care Business (as defined in 11 U.S.C. ? 101(27A))
q Single Asset Real Estate (as defined in 11 U.S.C. ? 101(51B))
q Stockbroker (as defined in 11 U.S.C. ? 101(53A))
q Commodity Broker (as defined in 11 U.S.C. ? 101(6))
q None of the above
13. Are you filing under
If you are filing under Chapter 11, the court must know whether you are a small business debtor so that it
Chapter 11 of the
can set appropriate deadlines. If you indicate that you are a small business debtor, you must attach your
most recent balance sheet, statement of operations, cash-flow statement, and federal income tax return or if
Bankruptcy Code and
any of these documents do not exist, follow the procedure in 11 U.S.C. ? 1116(1)(B).
are you a small business
debtor?
No. I am not filing under Chapter 11.
q
For a definition of small
business debtor, see
q No. I am filing under Chapter 11, but I am NOT a small business debtor according to the definition in
11 U.S.C. ? 101(51D).
the Bankruptcy Code.
q Yes. I am filing under Chapter 11 and I am a small business debtor according to the definition in the
Bankruptcy Code.
Part 4: Report if You Own or Have Any Hazardous Property or Any Property That Needs Immediate Attention
14. Do you own or have any
q No
property that poses or is
alleged to pose a threat
q Yes. What is the hazard?
________________________________________________________________________
of imminent and
identifiable hazard to
________________________________________________________________________
public health or safety?
Or do you own any
property that needs
If immediate attention is needed, why is it needed? _______________________________________________
immediate attention?
For example, do you own
________________________________________________________________________
perishable goods, or livestock
that must be fed, or a building
that needs urgent repairs?
Where is the property? ________________________________________________________________________
Number
Street
________________________________________________________________________
________________________________________
_______
____________________
City
State
ZIP Code
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy
page 4
Debtor 1
_______________________________________________________
Case number (if known)_____________________________________
First Name
Middle Name
Last Name
Part 5: Explain Your Efforts to Receive a Briefing About Credit Counseling
About Debtor 1:
About Debtor 2 (Spouse Only in a Joint Case):
15. Tell the court whether
you have received a
You must check one:
You must check one:
briefing about credit
counseling.
q I received a briefing from an approved credit
q I received a briefing from an approved credit
counseling agency within the 180 days before I
counseling agency within the 180 days before I
The law requires that you
filed this bankruptcy petition, and I received a
filed this bankruptcy petition, and I received a
receive a briefing about credit
certificate of completion.
certificate of completion.
counseling before you file for
Attach a copy of the certificate and the payment
Attach a copy of the certificate and the payment
bankruptcy. You must
plan, if any, that you developed with the agency.
plan, if any, that you developed with the agency.
truthfully check one of the
following choices. If you
q I received a briefing from an approved credit
q I received a briefing from an approved credit
cannot do so, you are not
counseling agency within the 180 days before I
counseling agency within the 180 days before I
eligible to file.
filed this bankruptcy petition, but I do not have a
filed this bankruptcy petition, but I do not have a
certificate of completion.
certificate of completion.
If you file anyway, the court
Within 14 days after you file this bankruptcy petition,
Within 14 days after you file this bankruptcy petition,
can dismiss your case, you
you MUST file a copy of the certificate and payment
you MUST file a copy of the certificate and payment
will lose whatever filing fee
plan, if any.
plan, if any.
you paid, and your creditors
can begin collection activities
q I certify that I asked for credit counseling
q I certify that I asked for credit counseling
again.
services from an approved agency, but was
services from an approved agency, but was
unable to obtain those services during the 7
unable to obtain those services during the 7
days after I made my request, and exigent
days after I made my request, and exigent
circumstances merit a 30-day temporary waiver
circumstances merit a 30-day temporary waiver
of the requirement.
of the requirement.
To ask for a 30-day temporary waiver of the
To ask for a 30-day temporary waiver of the
requirement, attach a separate sheet explaining
requirement, attach a separate sheet explaining
what efforts you made to obtain the briefing, why
what efforts you made to obtain the briefing, why
you were unable to obtain it before you filed for
you were unable to obtain it before you filed for
bankruptcy, and what exigent circumstances
bankruptcy, and what exigent circumstances
required you to file this case.
required you to file this case.
Your case may be dismissed if the court is
Your case may be dismissed if the court is
dissatisfied with your reasons for not receiving a
dissatisfied with your reasons for not receiving a
briefing before you filed for bankruptcy.
briefing before you filed for bankruptcy.
If the court is satisfied with your reasons, you must
If the court is satisfied with your reasons, you must
still receive a briefing within 30 days after you file.
still receive a briefing within 30 days after you file.
You must file a certificate from the approved
You must file a certificate from the approved
agency, along with a copy of the payment plan you
agency, along with a copy of the payment plan you
developed, if any. If you do not do so, your case
developed, if any. If you do not do so, your case
may be dismissed.
may be dismissed.
Any extension of the 30-day deadline is granted
Any extension of the 30-day deadline is granted
only for cause and is limited to a maximum of 15
only for cause and is limited to a maximum of 15
days.
days.
q I am not required to receive a briefing about
q I am not required to receive a briefing about
credit counseling because of:
credit counseling because of:
q Incapacity. I have a mental illness or a mental
q Incapacity. I have a mental illness or a mental
deficiency that makes me
deficiency that makes me
incapable of realizing or making
incapable of realizing or making
rational decisions about finances.
rational decisions about finances.
q Disability. My physical disability causes me
q Disability. My physical disability causes me
to be unable to participate in a
to be unable to participate in a
briefing in person, by phone, or
briefing in person, by phone, or
through the internet, even after I
through the internet, even after I
reasonably tried to do so.
reasonably tried to do so.
q Active duty. I am currently on active military
q Active duty. I am currently on active military
duty in a military combat zone.
duty in a military combat zone.
If you believe you are not required to receive a
If you believe you are not required to receive a
briefing about credit counseling, you must file a
briefing about credit counseling, you must file a
motion for waiver of credit counseling with the court.
motion for waiver of credit counseling with the court.
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy
page 5
Debtor 1
_______________________________________________________
Case number (if known)_____________________________________
First Name
Middle Name
Last Name
Part 6: Answer These Questions for Reporting Purposes
16a. Are your debts primarily consumer debts? Consumer debts are defined in 11 U.S.C. ? 101(8)
16. What kind of debts do
as ?incurred by an individual primarily for a personal, family, or household purpose.?
you have?
q No. Go to line 16b.
q Yes. Go to line 17.
16b. Are your debts primarily business debts? Business debts are debts that you incurred to obtain
money for a business or investment or through the operation of the business or investment.
q No. Go to line 16c.
q Yes. Go to line 17.
16c. State the type of debts you owe that are not consumer debts or business debts.
_______________________________________________________________
17. Are you filing under
q No. I am not filing under Chapter 7. Go to line 18.
Chapter 7?
Do you estimate that after
q Yes. I am filing under Chapter 7. Do you estimate that after any exempt property is excluded and
administrative expenses are paid that funds will be available to distribute to unsecured creditors?
any exempt property is
excluded and
q No
administrative expenses
are paid that funds will be
q Yes
available for distribution
to unsecured creditors?
18. How many creditors do
q 1-49
q 1,000-5,000
q 25,001-50,000
you estimate that you
q 50-99
q 5,001-10,000
q 50,001-100,000
owe?
q 100-199
q 10,001-25,000
q More than 100,000
q 200-999
19. How much do you
q $0-$50,000
q $1,000,001-$10 million
q $500,000,001-$1 billion
estimate your assets to
q $50,001-$100,000
q $10,000,001-$50 million
q $1,000,000,001-$10 billion
be worth?
q $100,001-$500,000
q $50,000,001-$100 million
q $10,000,000,001-$50 billion
q $500,001-$1 million
q $100,000,001-$500 million
q More than $50 billion
20. How much do you
q $0-$50,000
q $1,000,001-$10 million
q $500,000,001-$1 billion
estimate your liabilities
q $50,001-$100,000
q $10,000,001-$50 million
q $1,000,000,001-$10 billion
to be?
q $100,001-$500,000
q $50,000,001-$100 million
q $10,000,000,001-$50 billion
q $500,001-$1 million
q $100,000,001-$500 million
q More than $50 billion
Part 7: Sign Below
I have examined this petition, and I declare under penalty of perjury that the information provided is true and
For you
correct.
If I have chosen to file under Chapter 7, I am aware that I may proceed, if eligible, under Chapter 7, 11,12, or 13
of title 11, United States Code. I understand the relief available under each chapter, and I choose to proceed
under Chapter 7.
If no attorney represents me and I did not pay or agree to pay someone who is not an attorney to help me fill out
this document, I have obtained and read the notice required by 11 U.S.C. ? 342(b).
I request relief in accordance with the chapter of title 11, United States Code, specified in this petition.
I understand making a false statement, concealing property, or obtaining money or property by fraud in connection
with a bankruptcy case can result in fines up to $250,000, or imprisonment for up to 20 years, or both.
18 U.S.C. ?? 152, 1341, 1519, and 3571.
?/span>
______________________________________________
?/span>_____________________________
Signature of Debtor 1
Signature of Debtor 2
Executed on _________________
Executed on __________________
MM
/ DD
/ YYYY
MM / DD
/ YYYY
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy
page 6
Debtor 1
_______________________________________________________
Case number (if known)_____________________________________
First Name
Middle Name
Last Name
I, the attorney for the debtor(s) named in this petition, declare that I have informed the debtor(s) about eligibility
For your attorney, if you are
to proceed under Chapter 7, 11, 12, or 13 of title 11, United States Code, and have explained the relief
represented by one
available under each chapter for which the person is eligible. I also certify that I have delivered to the debtor(s)
the notice required by 11 U.S.C. ? 342(b) and, in a case in which ? 707(b)(4)(D) applies, certify that I have no
If you are not represented
knowledge after an inquiry that the information in the schedules filed with the petition is incorrect.
by an attorney, you do not
need to file this page.
?/span>_________________________________ Date
_________________
Signature of Attorney for Debtor
MM
/
DD
/ YYYY
_________________________________________________________________________________________________
Printed name
_________________________________________________________________________________________________
Firm name
_________________________________________________________________________________________________
Number Street
_________________________________________________________________________________________________
______________________________________________________ ____________ ______________________________
City
State
ZIP Code
Contact phone _____________________________________
Email address
______________________________
______________________________________________________ ____________
Bar number
State
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy
page 7
Debtor 1
_______________________________________________________
Case number (if known)_____________________________________
First Name
Middle Name
Last Name
For you if you are filing this
The law allows you, as an individual, to represent yourself in bankruptcy court, but you
bankruptcy without an
should understand that many people find it extremely difficult to represent
attorney
themselves successfully. Because bankruptcy has long-term financial and legal
consequences, you are strongly urged to hire a qualified attorney.
If you are represented by
To be successful, you must correctly file and handle your bankruptcy case. The rules are very
an attorney, you do not
need to file this page.
technical, and a mistake or inaction may affect your rights. For example, your case may be
dismissed because you did not file a required document, pay a fee on time, attend a meeting or
hearing, or cooperate with the court, case trustee, U.S. trustee, bankruptcy administrator, or audit
firm if your case is selected for audit. If that happens, you could lose your right to file another
case, or you may lose protections, including the benefit of the automatic stay.
You must list all your property and debts in the schedules that you are required to file with the
court. Even if you plan to pay a particular debt outside of your bankruptcy, you must list that debt
in your schedules. If you do not list a debt, the debt may not be discharged. If you do not list
property or properly claim it as exempt, you may not be able to keep the property. The judge can
also deny you a discharge of all your debts if you do something dishonest in your bankruptcy
case, such as destroying or hiding property, falsifying records, or lying. Individual bankruptcy
cases are randomly audited to determine if debtors have been accurate, truthful, and complete.
Bankruptcy fraud is a serious crime; you could be fined and imprisoned.
If you decide to file without an attorney, the court expects you to follow the rules as if you had
hired an attorney. The court will not treat you differently because you are filing for yourself. To be
successful, you must be familiar with the United States Bankruptcy Code, the Federal Rules of
Bankruptcy Procedure, and the local rules of the court in which your case is filed. You must also
be familiar with any state exemption laws that apply.
Are you aware that filing for bankruptcy is a serious action with long-term financial and legal
consequences?
q No
q Yes
Are you aware that bankruptcy fraud is a serious crime and that if your bankruptcy forms are
inaccurate or incomplete, you could be fined or imprisoned?
q No
q Yes
Did you pay or agree to pay someone who is not an attorney to help you fill out your bankruptcy forms?
q No
q Yes. Name of Person_____________________________________________________________________.
Attach Bankruptcy Petition Preparer?s Notice, Declaration, and Signature (Official Form 119).
By signing here, I acknowledge that I understand the risks involved in filing without an attorney. I
have read and understood this notice, and I am aware that filing a bankruptcy case without an
attorney may cause me to lose my rights or property if I do not properly handle the case.
?/span>
_______________________________________________
?/span>______________________________
Signature of Debtor 1
Signature of Debtor 2
Date
_________________
Date
_________________
MM / DD
/ YYYY
MM / DD / YYYY
Contact phone ______________________________________
Contact phone
________________________________
Cell phone
______________________________________
Cell phone
________________________________
Email address
______________________________________
Email address
________________________________
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy
page 8