Oregon bankruptcy exemptions

• ORS § 22.050: Bond posted in state court proceeding
• ORS § 18.312: Property of decedent - 100%
• ORS § 18.345(1)(a): Books, pictures, musical instruments (double in joint)
• ORS § 18.345(1)(a): Books, pictures, musical instruments (double in joint)
• ORS 18.395: $40,000 in equity for individual debtor;$50,000 in equity for joint debtors. Also applies to proceeds of sale of residence for one year following the sale, if the proceeds are held with the intention toprocure another homestead therewith.
• ORS 18.345(1)(d): $3,000 in equity in a vehicle. In a joint case, each debtor may individually exempt up to $3,000 in his or her own vehicle, or they may collectively exempt up to $6,000 in a jointly owned vehicle (see ORS 18.345(3)).
• ORS 18.345(1)(f): An exemption up to $3,000 in furniture,radios, a television set and utensils. A debtor may also exempt provisions and fuel as required for support of householder and family for 60 days.
• ORS 18.345(1)(b): The exemption applies to wearing apparel,jewelry or other personal items. Amount is $1,800 for individual debtor or $3,600 for joint debtors.
• ORS 18.345(1)(b): The exemption applies to wearing apparel,jewelry or other personal items. Amount is $1,800 for individual debtor or $3,600 for joint debtors.
• ORS 18.345(1)(p): Oregon’s wild card exemption differs from the federal version in both quality and quantity. Oregon’s wild card exemption can only be applied to personal property, and it may not be used to increase the amount of any other exemption (i.e., if a debtor exempts property under a specific exemption, he or she cannot enlarge the amount of that exemption by tacking on the wild card exemption). The amount of Oregon’s exemption is $400. If joint debtors claim the exemption in jointly owned property, they may double the amount (to $800)
• ORS 18.345(1)(p): Oregon’s wild card exemption differs from the federal version in both quality and quantity. Oregon’s wild card exemption can only be applied to personal property, and it may not be used to increase the amount of any other exemption (i.e., if a debtor exempts property under a specific exemption, he or she cannot enlarge the amount of that exemption by tacking on the wild card exemption). The amount of Oregon’s exemption is $400. If joint debtors claim the exemption in jointly owned property, they may double the amount (to $800)
• ORS 18.345(1)(p): Oregon’s wild card exemption differs from the federal version in both quality and quantity. Oregon’s wild card exemption can only be applied to personal property, and it may not be used to increase the amount of any other exemption (i.e., if a debtor exempts property under a specific exemption, he or she cannot enlarge the amount of that exemption by tacking on the wild card exemption). The amount of Oregon’s exemption is $400. If joint debtors claim the exemption in jointly owned property, they may double the amount (to $800)
• ORS 18.345(1)(p): Oregon’s wild card exemption differs from the federal version in both quality and quantity. Oregon’s wild card exemption can only be applied to personal property, and it may not be used to increase the amount of any other exemption (i.e., if a debtor exempts property under a specific exemption, he or she cannot enlarge the amount of that exemption by tacking on the wild card exemption). The amount of Oregon’s exemption is $400. If joint debtors claim the exemption in jointly owned property, they may double the amount (to $800)
• ORS 18.345(1)(p): Oregon’s wild card exemption differs from the federal version in both quality and quantity. Oregon’s wild card exemption can only be applied to personal property, and it may not be used to increase the amount of any other exemption (i.e., if a debtor exempts property under a specific exemption, he or she cannot enlarge the amount of that exemption by tacking on the wild card exemption). The amount of Oregon’s exemption is $400. If joint debtors claim the exemption in jointly owned property, they may double the amount (to $800)
• ORS 18.345(1)(p): Oregon’s wild card exemption differs from the federal version in both quality and quantity. Oregon’s wild card exemption can only be applied to personal property, and it may not be used to increase the amount of any other exemption (i.e., if a debtor exempts property under a specific exemption, he or she cannot enlarge the amount of that exemption by tacking on the wild card exemption). The amount of Oregon’s exemption is $400. If joint debtors claim the exemption in jointly owned property, they may double the amount (to $800)
• ORS 18.345(1)(c): Tools of the trade-$5,000 for an individual debtor or $10,000 for joint debtors. Includes a library necessary for the debtor’s occupation.
• ORS 743.047: (Group Life Insurance)
• ORS 743.046 : (Cash Surrender Value foran individual life insurance policy that is not an annuity)
• ORS 743.050: (Proceeds from health insurance policies)
• ORS 18.345(1)(h): Professionally prescribed health aids of the debtor or a dependent of the debtor.
• ORS 411.760: (various state-administered public assistance programs such as TANF,SNAP, and supplemental income)
• ORS 414.095: (certain public medical assistance)
• ORS 657.855: (Unemployment)
• ORS 344.580: (Vocational Rehabilitation Payments)
• ORS 656.234: (Worker’s Compensation)
• ORS 18.358: (Pensions, Retirement Plans, IRA or Keogh Plans)
• ORS 238.445 : (Public Employees Retirement Fund)
• ORS 18.345(1)(j): (Crime victim’s award,unlimited in amount)
• ORS 18.345(1)(k): (Payment, not to exceed $10,000, for personal bodily injury of the debtor or an individual of whom the debtor is a dependent; may be doubled in the case of joint debtors who each have an interest in the right to payment)
• ORS 18.345(1)(l): (Loss of future earnings of the debtor or an individual of whom the debtor is a dependent to the extent reasonably necessary for the support of the debtor and his or her dependents)
• ORS 18.358: (qualified retirement plans,individual retirement accounts, and annuities)
• ORS 18.358: (qualified retirement plans,individual retirement accounts, and annuities)
• ORS 238.445: (Oregon public employee pension benefits)
• ORS 743.049: (annuity payments)
• ORS 18.345(1)(a): Exempt to a value of $600. May be doubled for joint debtors (ORS 18.345(3)).
• ORS 18.345(1)(e): Exempt to a value of $1,000 and food sufficient to support the animal(s) for up to 60 days. Must be kept for family use.
• ORS 18.345(1)(n): Earned income tax credit under the federal tax laws and any moneys that are traceable to a payment of an earned income tax credit under the federal tax laws
• ORS 18.345(1)(i): Spousal support, child support, or maintenance, to the extent reasonably necessary for the support of the debtor and his or her dependents
• ORS 18.345(1)(m): (veterans’ benefits and loans)
• ORS 18.385: Disposable (net) earnings for individuals are exempt unless they are in excess of the following amounts: paid weekly - $218, paid biweekly - $435, paid semimonthly - $468 or paid monthly - $936. If the disposable net earnings are more than the foregoing figures, then the lesser of (1) the amount by which the disposable earnings exceed the foregoing figures, or (2) 25% of the disposable earnings may not be exempt and can become a part of your bankruptcy estate.
• ORS 18.362: Every citizen above the age of 16 may claim an exemption of $1,000 (total value) in one pistol and one rifle or one shotgun.
• ORS §18.345(1)(g): State, county or municipal property - 100%
• ORS § 18.345: Cash for sold exempt property - same amount as exemption
• ORS § 18.345: Cash for sold exempt property - same amount as exemption
• ORS § 18.345: Cash for sold exempt property - same amount as exemption
• ORS § 18.428: Mobile home and lot instead of homestead
• ORS § 18.428(5): Mobile home with no associated real property
• ORS § 18.348: Exempt funds still exempt when deposited in bank if identifiable
• ORS § 18.348: Exempt funds still exempt when deposited in bank if identifiable
• ORS § 65.870, 65.855 Burial lots: - 600 acres for burial lot or 30 acres for crematoria space
• ORS § 67.190: Partnership Property
• ORS § 67.190: Partnership Property
• ORS § 237.980: Public employees's retirement allowance
• ORS § 238.445; 18.348(2): Pension, annuity or retirement allowance deposited in an account
• ORS § 292.070: Wages withheld in a state employee's bond savings account
• ORS § 344.580, 18.348(2): Vocational Rehabilitation Division-revolving fund
• ORS § 401.405: Civil Defense and Disaster Relief
• ORS § 407.595: Veterans' state loan funds
• ORS § 408.440: Property of sailor or soldier during war - 100%
• ORS § 411.760; 414.095; 18.348(2): Public assistance grants
• ORS § 412.115; 18.348(2) : Aid to blind - 75%
• ORS § 412.610; 18.348(2): Aid to disabled - 75%
• ORS § 413.130: Old age assistance
• ORS § 414.095: Medical assistance
• ORS § 471.292: Liquor license
• ORS § 655.530: Benefits to injured inmates
• ORS § 656.234; 18.348(2): Workers compensation
• ORS § 657.855: Unemployment compensation - 75%
• ORS § 743.046, 732.240: Life insurance proceeds
• ORS § 743.047: Group life insurance proceeds
• ORS § 743.049: Annuity policy benefits: $500/month
• ORS § 743.050: Health/disability insurance
• ORS § 748.207: Fraternal benefit society benefits